Augusta County Federal Credit Union is providing this PRIVACY POLICY.
The last revised date is 1/2023.
What does Augusta County Federal Credit Union do with your personal information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include social security number and income, account balances and payment history, and credit history and employment information.
All financial companies need to share members’ personal information to run their everyday business. Listed below is what we share and do not share, and if you can limit the shared information.
What we share:
Your personal information for our everyday business purposes, such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus. The member cannot limit this sharing.
Your personal information for joint marketing with other financial companies. The member can limit this sharing.
To limit our sharing, call 540-245-5706 or visit us online at www.augustacountyfcu.org/contact-us and send us an email.
What we do not share:
Your personal information for our marketing purposes, to offer our products and services to you. For our affiliates’ everyday business purposes, information about your transactions and experiences, or your creditworthiness. We also do not share information for our affiliates and non-affiliates to market to you.
Augusta County Federal Credit Union protects your personal information from unauthorized access and use by using security measures that comply with federal law, which includes computer safeguards, secured files and buildings. We automatically collect anonymous information about our usage of our website (cookies), and no personal information is gathered via these cookies.
Augusta County Federal Credit Union collects your personal information, for example, when you open an account or deposit money, apply for a loan or use your debit card, or pay us by check. We also collect from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes, such as information about your creditworthiness, affiliates from using your information to market to you, and sharing for non-affiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
When you limit sharing for an account that is held jointly with someone else, your choice applies to everyone on your account.
Definitions:
Affiliates are companies related by common ownership or control, and can be financial and non-financial companies. Augusta County Federal Credit Union has no affiliates.
Non-affiliates are companies not related by common ownership or control, and can be financial and non-financial companies. Augusta County Federal Credit Union does not share with non-affiliates so they can market to you.
Joint marketing is a formal agreement between non-affiliated financial companies that together market financial products or services to you. Our joint marketing partner is TruStage, previously known as CUNA Mutual. They offer insurance products to our members.